1. Acceptance of Terms

Welcome to BeatVault (beatvault.io), an iOS and Android application that enables users to create and manage Ethereum smart contract vaults for inheritance purposes.

By downloading, installing, or using the BeatVault application, you agree to be bound by these Terms of Service. If you do not agree to these terms, you may not use the application.

We may update these terms at any time. Continued use of BeatVault after updates constitutes acceptance of the revised terms. We recommend reviewing this page periodically.

2. Eligibility

By using BeatVault, you represent and warrant that:

• You are at least 18 years of age
• You have the legal authority to enter into these terms
• You comply with all applicable laws and regulations in your jurisdiction, including those relating to cryptocurrency and digital assets
• Your use of BeatVault is not prohibited by sanctions or export control laws of any applicable jurisdiction

If you do not meet these requirements, you may not use BeatVault.

3. Service Description

BeatVault provides a platform for creating and managing Ethereum smart contract-based inheritance vaults. The app allows you to:

• Create smart contract vaults with configurable inactivity periods
• Designate beneficiaries to receive distributed assets
• Monitor vault status and manage settings
• Access your vault through an intuitive mobile interface

How It Works

You maintain full control and custody of all funds in your vaults through your own Ethereum wallet. BeatVault does not hold, custodize, or have access to your private keys or assets. All vault management and asset distribution occurs directly through smart contracts executed on the Ethereum blockchain.

4. Smart Contract Details

Open Source and Auditing

The BeatVault smart contracts are open source and have undergone professional security audits. However, no security audit provides absolute guarantees against all potential vulnerabilities or risks.

User Responsibility

You are solely responsible for:

• Understanding how smart contracts work
• Verifying the contract addresses and functionality before depositing assets
• Maintaining secure backups of your wallet private keys and recovery phrases
• Understanding the inactivity period and beneficiary distribution logic

No Guarantees

Smart contracts are experimental technology. Despite professional audits and testing, smart contracts may contain bugs, vulnerabilities, or unintended behavior. We provide the contracts as-is with no warranty of fitness for any particular purpose.

5. Subscription and Pricing

BeatVault offers subscription plans via Apple App Store and Google Play Store in-app purchases. Pricing varies by plan and may include:

Subscription Terms

• Subscriptions are billed through your device's app store (Apple or Google)
• Subscriptions automatically renew unless cancelled before the renewal date
• Cancellation must be completed through your app store account settings
• Refunds for subscription fees are subject to your app store's refund policy, not BeatVault's policy
• Prices are subject to change with 30 days' notice

Gas Fees

In addition to subscription fees, users must pay Ethereum network gas fees for all smart contract transactions (vault creation, beneficiary updates, asset distribution). Gas fees are:

• Determined by the Ethereum network, not by BeatVault
• Variable and subject to network congestion
• Deducted directly from your wallet by the network
• Non-refundable even if a transaction fails

6. Blockchain and Smart Contract Risks

Irreversible Transactions

All transactions on the Ethereum blockchain are permanent and irreversible. Once a transaction is confirmed, it cannot be undone, reversed, or cancelled. This includes vault creation, beneficiary changes, and asset distribution.

Smart Contract Risk

Smart contracts may contain bugs, vulnerabilities, or logic errors that could result in unintended behavior, including:

• Incorrect asset distribution
• Funds becoming permanently inaccessible
• Execution of unintended contract logic
• Exploitation by malicious actors

Blockchain Finality Risk

The Ethereum network could experience:

• Network failures or interruptions
• Chain reorganizations or consensus changes
• Unexpected protocol modifications

Gas Fee Volatility

Ethereum network gas fees fluctuate dramatically based on network demand. Your transaction may become expensive or uneconomical during periods of high congestion.

Token and Asset Compatibility

Not all Ethereum tokens (ERC-20 or otherwise) are compatible with BeatVault smart contracts. Some tokens may:

• Behave unexpectedly in smart contracts
• Implement custom functions that conflict with vault logic
• Become worthless or abandoned

Wallet and Private Key Risk

If you lose access to your wallet's private keys or recovery phrase, your funds will be permanently inaccessible. BeatVault cannot recover lost keys or funds.

Regulatory Risk

Cryptocurrency regulation is evolving globally. Changes in law or regulation could affect the use, value, or legality of your assets or BeatVault's operation in your jurisdiction.

Market and Valuation Risk

Cryptocurrency values are highly volatile and speculative. Assets held in vaults may increase or decrease dramatically in value.

7. No Financial or Tax Advice

BeatVault provides a technical service only. We do not provide financial advice, investment advice, tax advice, or legal guidance. We strongly recommend consulting with qualified professionals including:

• A financial advisor
• A tax professional
• An attorney familiar with cryptocurrency law in your jurisdiction

You are solely responsible for understanding the tax implications of your cryptocurrency holdings and transactions.

8. User Conduct

You agree not to use BeatVault to:

• Engage in illegal activities or violate any applicable laws
• Facilitate money laundering, sanctions evasion, or terrorist financing
• Transmit malware, viruses, or harmful code
• Attempt to gain unauthorized access to systems or accounts
• Reverse engineer, decompile, or otherwise analyze BeatVault's code without authorization
• Violate intellectual property rights
• Use the app in violation of these Terms of Service

We reserve the right to suspend or terminate access to BeatVault for violations of these terms.

9. Limitation of Liability

To the fullest extent permitted by law, BeatVault and its owners, managers, developers, and employees are not responsible for:

Loss of Funds

• Loss of cryptocurrency or other assets due to smart contract bugs, vulnerabilities, or unintended behavior
• Loss of funds due to user error, including sending funds to incorrect addresses or misconfiguring vaults
• Loss of funds due to compromised private keys or wallet security breaches
• Loss of funds due to Ethereum network failures, forks, or consensus changes

Service Disruptions

• Temporary or permanent unavailability of the BeatVault application
• Inability to access your vault due to app crashes, bugs, or server issues
• Delays in asset distribution or execution of smart contracts

Indirect Damages

In no event shall BeatVault be liable for:

• Lost profits or lost revenue
• Lost data or documentation
• Business interruption
• Consequential, incidental, special, or punitive damages

Liability Cap

Even if BeatVault has been advised of the possibility of damages, the total aggregate liability of BeatVault under these terms shall not exceed the total amount of subscription fees you paid in the 12 months preceding the claim.

Assumption of Risk

By using BeatVault, you assume all risks associated with cryptocurrency transactions, smart contracts, and Ethereum blockchain interactions. You acknowledge that blockchain technology is experimental and may result in loss of funds.

10. Disclaimer of Warranties

BeatVault is provided on an "as-is" and "as-available" basis. We disclaim all warranties, express or implied, including:

• Fitness for a particular purpose
• Merchantability
• Non-infringement of intellectual property rights
• Accuracy, reliability, or completeness

We do not guarantee that BeatVault will be error-free, uninterrupted, or free from security vulnerabilities.

11. Intellectual Property Rights

BeatVault and its interfaces, designs, and proprietary features are owned by BeatVault or its licensors and are protected by copyright and other intellectual property laws.

The smart contract code is open source and made available under its respective open source license(s). You may use the smart contracts in accordance with those licenses.

You may not reproduce, distribute, modify, or create derivative works of BeatVault's non-open-source components without authorization.

12. Termination

We may suspend or terminate your access to BeatVault at any time for any reason, including:

• Violation of these Terms of Service
• Suspicious or fraudulent activity
• Regulatory requirements or legal demands
• Discontinuation of BeatVault services

Termination does not affect your rights to assets stored in smart contracts, which remain on the blockchain independent of BeatVault's operation.

13. Privacy and Data

BeatVault does not custody or access user private keys, wallet addresses, or transaction details. Your interaction with smart contracts occurs directly between your wallet and the Ethereum blockchain.

For information about data collection, analytics, or privacy practices, please refer to our Privacy Policy (available at beatvault.io).

14. Governing Law and Jurisdiction

These Terms of Service are governed by and construed in accordance with the laws of Delaware, United States, without regard to its conflict of law principles.

You agree to submit to the exclusive jurisdiction of the state and federal courts located in Delaware for any disputes arising from these terms or your use of BeatVault.

If you are located outside the United States, you acknowledge that you are entering into these terms with a Delaware entity and agree to the Delaware governing law and jurisdiction.

15. Dispute Resolution

Before initiating formal legal proceedings, we encourage you to contact BeatVault to attempt to resolve disputes informally.

Any unresolved disputes shall be governed by the laws of Delaware and heard exclusively in the state or federal courts located in Delaware.

16. Severability

If any provision of these Terms of Service is found to be invalid or unenforceable, that provision shall be modified to the minimum extent necessary to make it valid, or if not possible, severed. The remaining provisions shall remain in full force and effect.

17. Entire Agreement

These Terms of Service, together with our Privacy Policy and any other policies referenced herein, constitute the entire agreement between you and BeatVault regarding your use of the application and supersede all prior negotiations, understandings, and agreements.

18. Contact Information

If you have questions, concerns, or wish to report issues regarding these Terms of Service or BeatVault's operation, please contact us:

19. Last Updated

These Terms of Service were last updated and became effective on April 5, 2026.

We may update these terms periodically. Your continued use of BeatVault after any changes constitutes acceptance of the updated terms.